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Honest Answers

Sell my house fast for market value - is it possible?

We will give you an honest answer. Full market value and maximum speed are difficult to achieve together. But when you look at the full financial picture, a cash sale often makes more sense than it first appears.

HouseBought4Cash offers 75% to 85% of market value with guaranteed completion in as little as 7 days. No fees, no chain, no uncertainty. Get a free, no-obligation offer and decide for yourself.

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The real cost comparison

On a 200,000 pound property, here is how the numbers typically compare:

Cash buyer (at 80%)

Sale price
160,000
Estate agent fees
0
Solicitor fees
0
Months of costs avoided (4 months)
+ 3,200
No fall-through risk
Guaranteed
Net proceeds (approx)
163,200

Estate agent (at 100%)

Sale price
200,000
Estate agent fees (2%)
- 4,800
Solicitor fees
- 1,500
4 months of mortgage and bills
- 3,200
30% fall-through risk
No guarantee
Net proceeds (approx)
190,500

Example figures only. Actual costs and proceeds vary by individual circumstances.

Get an honest cash offer - you decide

We will tell you what your property is worth on the open market and what we will offer. No pressure - you have all the information to make the right decision for your situation.

No obligation. No fees. Honest comparison.

Frequently Asked Questions

Speed vs price - your questions answered

Honestly, it is very difficult to get both speed and full market value simultaneously. Speed and price exist on a spectrum - the faster you need to sell, the more you typically have to compromise on price, and vice versa. A cash buyer offers speed and certainty at 75% to 85% of market value. An estate agent offers closer to market value but takes 4 to 6 months. Auction sits in between. That said, if your property is priced correctly and in good condition, an estate agent sale can sometimes complete faster than average - but there is no guarantee, and around 30% of sales fall through.

Cash house buyers typically offer between 75% and 85% of the open market value. The exact percentage depends on the property type, condition, location, and the seller's timeline. Be very cautious of any company offering close to 100% of market value - this is likely to be reduced significantly later in the process (known as gazundering), or they may not be genuine cash buyers. At HouseBought4Cash, we are transparent about our offers and explain clearly how we arrived at the figure.

Not always. The headline price is lower, but when you account for all costs and circumstances, the net financial position can be similar - or even better with a cash sale. Consider: estate agent fees of 1% to 3% plus VAT, solicitor fees of 1,000 to 2,000 pounds, 4 to 6 months of mortgage payments and bills while waiting, EPC costs, potential repair costs, the risk of a sale falling through and having to start again, and the value of the certainty itself. For many sellers - particularly those facing repossession, divorce, or with problem properties - the cash sale nets out very favourably.

If maximising the sale price is your primary goal and you can wait 4 to 6 months, an estate agent is likely your best option. Choose an agent with a strong track record in your area, price correctly from the start, and present the property well. However, be prepared for the reality that around 30% of open market sales fall through, and average selling prices are often below asking prices. An honest assessment of your property, your circumstances, and your priorities is essential before committing to any route.

Yes. For some property types that are difficult to sell on the open market - problem properties, short lease flats, properties with structural issues, tenanted properties, those in very poor condition - a cash buyer may offer a higher percentage of the (lower) market value than you would achieve in a conventional sale. The open market value of a problem property is already heavily discounted, so the gap between a cash buyer's offer and a realistic open market sale price can be much smaller than for a standard property.

We Understand This Is a Difficult Time

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