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2026 Cost Comparison

Cheapest way to sell a house in the UK

Selling a house is expensive. Estate agent commissions, solicitor fees, EPCs, repairs, and months of holding costs all eat into your proceeds. But not every selling method costs the same. In this guide, we rank every option from cheapest to most expensive so you can keep as much money in your pocket as possible.

We have calculated the real total cost of selling a property worth 200,000 pounds through each method, including all the hidden expenses that most guides leave out.

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The Full Picture

Total cost comparison for a 200,000 pound property

This table shows the real total cost of selling through each method, including all fees, commissions, legal costs, and typical expenses that sellers encounter.

RankSelling MethodTotal CostWhat You Pay ForTimeline
#1Cash buyer (HouseBought4Cash)£0Zero fees, zero commission, legal costs covered7 to 28 days
#2DIY private sale£1,060 - 2,420Conveyancing + EPC + marketing materialsUnpredictable
#3Online estate agent£1,360 - 3,920Fixed fee + conveyancing + EPC + extras2 to 6+ months
#4Property auction£5,260 - 9,420Entry fee + commission + legal pack + conveyancing6 to 10 weeks total
#5High street estate agent£3,460 - 8,9201-3% + VAT commission + conveyancing + EPC4 to 6+ months
#6Hybrid estate agent£2,560 - 6,420Mixed pricing + conveyancing + EPC + extras3 to 6 months

Figures based on a property with a market value of 200,000 pounds. Actual costs will vary depending on your property, location, and chosen providers. Estate agent commission calculated at 1% to 3% plus VAT. Auction commission calculated at 2% to 3% plus VAT.

The Rankings

Every selling method ranked by cost

A detailed look at each method, from cheapest to most expensive, with a full breakdown of what you will actually pay.

Cheapest Option
#1

Cash buyer (HouseBought4Cash)

Total cost: £0 - Fees: None - Legal costs: Covered

Agent fees

£0

Legal costs

£0 (covered)

EPC / extras

£0

Total cost

£0

Selling to a cash buyer like HouseBought4Cash is the only method where your total selling costs are genuinely zero. There are no estate agent commissions, no solicitor fees to pay on your side (the buyer covers all legal costs), no EPC requirements, no marketing expenses, and no hidden charges of any kind. The cash offer you accept is the exact amount deposited into your bank account on completion day.

Cash buyers typically offer between 75% and 85%* of the open market value. While this is below full market price, the absence of any fees means your net proceeds are often closer to a traditional sale than most people expect. On a 200,000 pound property, if a high street agent achieved the full asking price but charged 2% plus VAT commission, conveyancing fees, and an EPC, you could lose 5,000 to 7,000 pounds in costs. With a cash buyer, you lose nothing in fees.

For inherited property specifically, the savings are even greater. There are no property clearance requirements, no repairs to arrange, and no months of holding costs on an empty home while waiting for a buyer. HouseBought4Cash specialises in inherited and probate properties, purchasing them in any condition, and can complete in as little as 7 days.

Why this is the cheapest option

Zero estate agent commission of any kind
Buyer covers all conveyancing and legal fees
No EPC certificate required
No repairs, cleaning, or staging needed
No marketing or photography costs
No holding costs (completion in 7 to 28 days)
No risk of a failed sale costing you money
The offer price is the net amount you receive

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#2

DIY private sale

Total cost: £1,060 - £2,420

Agent fees

£0

Legal costs

£1,000 - £1,800

EPC + extras

£60 - £620

Selling your house privately without an estate agent avoids commission fees entirely. You list the property on sites like Gumtree, Facebook Marketplace, or specialist private sale platforms. You handle all viewings, negotiations, and buyer communications yourself. The main costs are conveyancing (1,000 to 1,800 pounds) and an EPC certificate (60 to 120 pounds).

The drawback is significant. You will not have access to Rightmove or Zoopla, which is where the vast majority of buyers search. Marketing reach is severely limited, which means finding a buyer can take much longer, and you may need to accept a lower price. The time, effort, and stress involved are substantial, and there is no guarantee of a sale at all. For most sellers, the low cost is offset by the enormous personal effort required.

#3

Online estate agent

Total cost: £1,360 - £3,920

Fixed fee

£300 - £1,500

Legal costs

£1,000 - £1,800

EPC + extras

£60 - £620

Online estate agents like Purplebricks and Strike charge a fixed fee rather than a percentage commission. This makes them cheaper than high street agents, particularly for higher-value properties. Fees range from 300 to 1,500 pounds, and most packages include a Rightmove listing, professional photographs, and a For Sale board.

However, you still need to pay for conveyancing, an EPC, and you may face additional charges for premium listings, hosted viewings, or accompanied viewings. Many online agents require the fee to be paid upfront, meaning you pay even if the property does not sell. The level of service is typically lower than a high street agent, with less hand-holding through the negotiation and sales progression process. For inherited properties that need work or have probate complications, online agents often lack the specialist knowledge to manage the sale effectively.

#4

Property auction

Total cost: £5,260 - £9,420

Entry fee

£300 - £500

Commission

2-3% + VAT

Legal pack

£300 - £500

Conveyancing

£1,000 - £1,800

Auctions can work well for unusual or renovation properties that attract competitive bidding, but they are far from cheap. The entry fee (300 to 500 pounds) is often non-refundable even if the property does not sell. On top of this, auction houses charge a commission of 2 to 3 per cent plus VAT on the hammer price. You must also pay for a legal pack to be prepared in advance, costing 300 to 500 pounds.

For a property selling at 200,000 pounds, the auctioneer's commission alone could be 4,800 to 7,200 pounds. Add the entry fee, legal pack, and your own conveyancing costs, and the total can easily reach 6,000 to 9,000 pounds. There is also the risk of the property failing to sell, leaving you out of pocket with nothing to show for it. The sale price at auction is also unpredictable and often lower than what could be achieved through other channels.

#5

High street estate agent

Total cost: £3,460 - £8,920

Commission

1-3% + VAT

Legal costs

£1,000 - £1,800

EPC + extras

£60 - £320

The traditional high street estate agent charges a percentage commission on the sale price, typically 1% to 3% plus VAT. On a 200,000 pound property, that is 2,400 to 7,200 pounds in commission alone. Add conveyancing fees (1,000 to 1,800 pounds) and an EPC (60 to 120 pounds), and the total easily reaches 3,460 to 8,920 pounds or more.

High street agents provide a full service, including valuations, marketing, viewings, negotiations, and sales progression. This level of service justifies the cost for some sellers. However, the long timeline (4 to 6 months on average) also means ongoing holding costs such as mortgage payments, council tax, and insurance, which are rarely factored into the equation. If the sale falls through, which happens in roughly one in three cases, you lose months of time and all the associated holding costs before starting again.

#6

Hybrid estate agent

Total cost: £2,560 - £6,420

Fee structure

Mixed pricing

Legal costs

£1,000 - £1,800

EPC + extras

£60 - £620

Hybrid agents combine elements of online and high street models. Some charge a fixed upfront fee with optional add-ons for accompanied viewings or premium marketing. Others charge a lower percentage commission than traditional agents but offer fewer local services. Pricing varies considerably between providers, making direct comparison difficult.

The total cost depends heavily on which package you choose and how many extras you add. A basic hybrid package might cost 1,500 to 3,000 pounds including the agent fee and conveyancing, while a full-service hybrid with premium features can approach the cost of a traditional high street agent. As with online agents, you still bear the risk of the property not selling and the ongoing holding costs during the marketing period.

The Costs People Forget

Hidden costs of selling a house that most guides ignore

When people compare selling methods, they usually look at the headline fees. But the real cost of selling includes dozens of expenses that are easy to overlook until the bills arrive.

Conveyancing and solicitor fees

£1,000 - £1,800

Every method except selling to a cash buyer requires you to pay a solicitor or licensed conveyancer. This covers searches, contracts, title checks, and the legal transfer of ownership. Some solicitors charge extra for leasehold properties, properties with complications, or properties in probate.

EPC certificate

£60 - £120

An Energy Performance Certificate is a legal requirement when selling on the open market. It must be commissioned before you market the property and is valid for 10 years. If the property does not have a current EPC, you must pay for a new one. Cash buyers like HouseBought4Cash do not require an EPC.

Repairs and redecoration

£500 - £10,000+

To achieve the best price on the open market, most estate agents will recommend repairs, fresh paint, and general tidying. For inherited properties that have been empty or poorly maintained, the cost of bringing the house up to a saleable standard can run into thousands of pounds. Cash buyers purchase properties in any condition.

Staging and presentation

£300 - £3,000

Professional staging can help a property sell faster and for a better price, but it comes at a cost. Even basic staging, including cleaning, decluttering, and arranging furniture, requires time and money. For empty inherited properties, full staging can cost several thousand pounds.

Mortgage early repayment charges

1-5% of balance

If you are still within a fixed-rate or discounted-rate mortgage period, your lender may charge an early repayment fee. On a mortgage balance of 150,000 pounds, this could be 1,500 to 7,500 pounds. This cost applies regardless of how you sell, but is worth factoring into your calculations.

Holding costs while on the market

£500 - £2,000+ per month

Every month the property sits on the market, you are paying mortgage interest (or losing investment returns), council tax, buildings insurance, utility costs, and maintenance. Over a 5-month estate agent sale, holding costs on a typical property can easily reach 5,000 to 10,000 pounds. This is the hidden cost that makes a quick cash sale far more competitive than the headline figures suggest.

Property clearance

£500 - £3,000

For inherited properties, the cost of clearing the house of furniture, personal belongings, and accumulated items is often significant. Professional clearance companies charge based on the volume of items and whether anything needs specialist disposal. A cash buyer like HouseBought4Cash will purchase the property without requiring a clearance.

Specialist insurance for empty properties

£300 - £800 per year

Standard home insurance policies typically do not cover properties that have been unoccupied for more than 30 to 60 days. If an inherited property is empty while you wait for it to sell, you may need specialist empty property insurance, which is considerably more expensive than standard cover.

Inherited Property

Why a cash buyer is cheapest and fastest for inherited property

Inherited properties come with unique costs and pressures that make a zero-fee, fast cash sale the most financially sensible option in most cases.

No clearance or repair costs

Inherited properties often need clearing, cleaning, and repairing before they can be listed on the open market. A professional house clearance can cost 500 to 3,000 pounds, and repairs to bring the property up to a saleable standard can run into the tens of thousands. A cash buyer purchases the property as it stands, in any condition, with no clearance required. This alone can save thousands of pounds.

No holding costs on an empty property

While an inherited property sits on the market waiting for a buyer, the estate is responsible for council tax, buildings insurance (often specialist empty property cover at premium rates), utility costs, and general maintenance. Over a typical 5-month estate agent sale, these holding costs can reach 3,000 to 8,000 pounds. A cash sale completing in 7 to 28 days eliminates almost all of these costs.

No risk of failed sales and wasted costs

Roughly one in three sales agreed through estate agents fall through before completion. Each failed sale costs you months of holding costs, plus the emotional toll of starting the process again. With a cash buyer, there is no chain, no mortgage dependency, and no risk of the buyer pulling out. The certainty of completion means you do not waste money on a sale that never happens.

Zero fees means maximum proceeds for beneficiaries

When an estate is being divided among multiple beneficiaries, every pound counts. Estate agent commission of 1% to 3% plus VAT, plus conveyancing fees, plus EPC costs, can easily take 5,000 to 10,000 pounds out of the estate. With HouseBought4Cash, there are zero fees and zero deductions. The full cash offer goes directly to the estate, maximising the amount available for distribution among beneficiaries.

Probate expertise saves time and money

HouseBought4Cash specialises in inherited and probate properties. We understand the legal requirements, the typical timelines, and the complications that can arise. We can prepare everything before probate is granted and complete within days of the grant being issued. This specialist knowledge avoids the costly delays and mistakes that occur when sellers use agents or methods that lack probate experience.

Sell your inherited property with zero fees

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Frequently Asked Questions

Common questions about selling costs

Straightforward answers to the questions homeowners ask most often about the cost of selling a house in the UK.

The cheapest way to sell a house in the UK is to sell to a reputable cash buyer like HouseBought4Cash. There are zero fees, zero commissions, and the buyer covers all legal costs. The offer you accept is the full amount you receive at completion. Unlike every other method, there are no conveyancing fees, no EPC costs, no marketing charges, and no hidden deductions. For a property worth 200,000 pounds, a cash buyer sale costs you nothing, while an estate agent sale could cost 5,000 to 10,000 pounds or more in fees and expenses.

Yes. When you sell to a cash buyer such as HouseBought4Cash, you pay absolutely nothing. There are no estate agent commissions, no solicitor fees on your side (we cover legal costs), no EPC charges, and no marketing or listing fees. The cash offer you accept is the net amount deposited into your bank account on completion day. This is the only selling method where the total cost to the seller is genuinely zero.

Yes. Online estate agents charge fixed fees of 300 to 1,500 pounds upfront, and you still need to pay for conveyancing (typically 1,000 to 1,800 pounds), an EPC (around 60 to 120 pounds), and potentially for photographs, a For Sale board, and premium listing upgrades. You may also face holding costs such as mortgage payments, council tax, and insurance while the property sits on the market. With a cash buyer, there are no fees of any kind. The total cost is zero, making it the cheaper option in every scenario.

The most commonly overlooked costs include conveyancing and solicitor fees (1,000 to 1,800 pounds), EPC certificate (60 to 120 pounds), mortgage early repayment charges (typically 1 to 5 per cent of the outstanding balance), removal costs, repairs and redecoration to make the property presentable, staging costs, professional cleaning, garden maintenance, and ongoing holding costs like mortgage payments, council tax, and buildings insurance during the months or years the property is on the market. For inherited properties, you may also need to factor in property clearance costs, specialist insurance for empty homes, and the cost of maintaining a vacant property.

Not usually. Auction houses charge an entry fee of around 300 to 500 pounds, a commission of 2 to 3 per cent of the sale price (plus VAT), and you must pay for a legal pack to be prepared beforehand, which costs 300 to 500 pounds. If the property does not sell, you still lose the entry fee and legal pack costs. For a 200,000 pound property, auction costs could total 6,000 to 9,000 pounds. By comparison, a high street estate agent might charge 3,000 to 6,000 pounds. A cash buyer charges nothing at all.

We Understand This Is a Difficult Time

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