2026 Cost Comparison
Cheapest way to sell a house in the UK
Selling a house is expensive. Estate agent commissions, solicitor fees, EPCs, repairs, and months of holding costs all eat into your proceeds. But not every selling method costs the same. In this guide, we rank every option from cheapest to most expensive so you can keep as much money in your pocket as possible.
We have calculated the real total cost of selling a property worth 200,000 pounds through each method, including all the hidden expenses that most guides leave out.
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The Full Picture
Total cost comparison for a 200,000 pound property
This table shows the real total cost of selling through each method, including all fees, commissions, legal costs, and typical expenses that sellers encounter.
| Rank | Selling Method | Total Cost | What You Pay For | Timeline |
|---|---|---|---|---|
| #1 | Cash buyer (HouseBought4Cash) | £0 | Zero fees, zero commission, legal costs covered | 7 to 28 days |
| #2 | DIY private sale | £1,060 - 2,420 | Conveyancing + EPC + marketing materials | Unpredictable |
| #3 | Online estate agent | £1,360 - 3,920 | Fixed fee + conveyancing + EPC + extras | 2 to 6+ months |
| #4 | Property auction | £5,260 - 9,420 | Entry fee + commission + legal pack + conveyancing | 6 to 10 weeks total |
| #5 | High street estate agent | £3,460 - 8,920 | 1-3% + VAT commission + conveyancing + EPC | 4 to 6+ months |
| #6 | Hybrid estate agent | £2,560 - 6,420 | Mixed pricing + conveyancing + EPC + extras | 3 to 6 months |
Figures based on a property with a market value of 200,000 pounds. Actual costs will vary depending on your property, location, and chosen providers. Estate agent commission calculated at 1% to 3% plus VAT. Auction commission calculated at 2% to 3% plus VAT.
The Rankings
Every selling method ranked by cost
A detailed look at each method, from cheapest to most expensive, with a full breakdown of what you will actually pay.
DIY private sale
Total cost: £1,060 - £2,420
Agent fees
£0
Legal costs
£1,000 - £1,800
EPC + extras
£60 - £620
Selling your house privately without an estate agent avoids commission fees entirely. You list the property on sites like Gumtree, Facebook Marketplace, or specialist private sale platforms. You handle all viewings, negotiations, and buyer communications yourself. The main costs are conveyancing (1,000 to 1,800 pounds) and an EPC certificate (60 to 120 pounds).
The drawback is significant. You will not have access to Rightmove or Zoopla, which is where the vast majority of buyers search. Marketing reach is severely limited, which means finding a buyer can take much longer, and you may need to accept a lower price. The time, effort, and stress involved are substantial, and there is no guarantee of a sale at all. For most sellers, the low cost is offset by the enormous personal effort required.
Online estate agent
Total cost: £1,360 - £3,920
Fixed fee
£300 - £1,500
Legal costs
£1,000 - £1,800
EPC + extras
£60 - £620
Online estate agents like Purplebricks and Strike charge a fixed fee rather than a percentage commission. This makes them cheaper than high street agents, particularly for higher-value properties. Fees range from 300 to 1,500 pounds, and most packages include a Rightmove listing, professional photographs, and a For Sale board.
However, you still need to pay for conveyancing, an EPC, and you may face additional charges for premium listings, hosted viewings, or accompanied viewings. Many online agents require the fee to be paid upfront, meaning you pay even if the property does not sell. The level of service is typically lower than a high street agent, with less hand-holding through the negotiation and sales progression process. For inherited properties that need work or have probate complications, online agents often lack the specialist knowledge to manage the sale effectively.
Property auction
Total cost: £5,260 - £9,420
Entry fee
£300 - £500
Commission
2-3% + VAT
Legal pack
£300 - £500
Conveyancing
£1,000 - £1,800
Auctions can work well for unusual or renovation properties that attract competitive bidding, but they are far from cheap. The entry fee (300 to 500 pounds) is often non-refundable even if the property does not sell. On top of this, auction houses charge a commission of 2 to 3 per cent plus VAT on the hammer price. You must also pay for a legal pack to be prepared in advance, costing 300 to 500 pounds.
For a property selling at 200,000 pounds, the auctioneer's commission alone could be 4,800 to 7,200 pounds. Add the entry fee, legal pack, and your own conveyancing costs, and the total can easily reach 6,000 to 9,000 pounds. There is also the risk of the property failing to sell, leaving you out of pocket with nothing to show for it. The sale price at auction is also unpredictable and often lower than what could be achieved through other channels.
High street estate agent
Total cost: £3,460 - £8,920
Commission
1-3% + VAT
Legal costs
£1,000 - £1,800
EPC + extras
£60 - £320
The traditional high street estate agent charges a percentage commission on the sale price, typically 1% to 3% plus VAT. On a 200,000 pound property, that is 2,400 to 7,200 pounds in commission alone. Add conveyancing fees (1,000 to 1,800 pounds) and an EPC (60 to 120 pounds), and the total easily reaches 3,460 to 8,920 pounds or more.
High street agents provide a full service, including valuations, marketing, viewings, negotiations, and sales progression. This level of service justifies the cost for some sellers. However, the long timeline (4 to 6 months on average) also means ongoing holding costs such as mortgage payments, council tax, and insurance, which are rarely factored into the equation. If the sale falls through, which happens in roughly one in three cases, you lose months of time and all the associated holding costs before starting again.
Hybrid estate agent
Total cost: £2,560 - £6,420
Fee structure
Mixed pricing
Legal costs
£1,000 - £1,800
EPC + extras
£60 - £620
Hybrid agents combine elements of online and high street models. Some charge a fixed upfront fee with optional add-ons for accompanied viewings or premium marketing. Others charge a lower percentage commission than traditional agents but offer fewer local services. Pricing varies considerably between providers, making direct comparison difficult.
The total cost depends heavily on which package you choose and how many extras you add. A basic hybrid package might cost 1,500 to 3,000 pounds including the agent fee and conveyancing, while a full-service hybrid with premium features can approach the cost of a traditional high street agent. As with online agents, you still bear the risk of the property not selling and the ongoing holding costs during the marketing period.
The Costs People Forget
Hidden costs of selling a house that most guides ignore
When people compare selling methods, they usually look at the headline fees. But the real cost of selling includes dozens of expenses that are easy to overlook until the bills arrive.
Conveyancing and solicitor fees
£1,000 - £1,800Every method except selling to a cash buyer requires you to pay a solicitor or licensed conveyancer. This covers searches, contracts, title checks, and the legal transfer of ownership. Some solicitors charge extra for leasehold properties, properties with complications, or properties in probate.
EPC certificate
£60 - £120An Energy Performance Certificate is a legal requirement when selling on the open market. It must be commissioned before you market the property and is valid for 10 years. If the property does not have a current EPC, you must pay for a new one. Cash buyers like HouseBought4Cash do not require an EPC.
Repairs and redecoration
£500 - £10,000+To achieve the best price on the open market, most estate agents will recommend repairs, fresh paint, and general tidying. For inherited properties that have been empty or poorly maintained, the cost of bringing the house up to a saleable standard can run into thousands of pounds. Cash buyers purchase properties in any condition.
Staging and presentation
£300 - £3,000Professional staging can help a property sell faster and for a better price, but it comes at a cost. Even basic staging, including cleaning, decluttering, and arranging furniture, requires time and money. For empty inherited properties, full staging can cost several thousand pounds.
Mortgage early repayment charges
1-5% of balanceIf you are still within a fixed-rate or discounted-rate mortgage period, your lender may charge an early repayment fee. On a mortgage balance of 150,000 pounds, this could be 1,500 to 7,500 pounds. This cost applies regardless of how you sell, but is worth factoring into your calculations.
Holding costs while on the market
£500 - £2,000+ per monthEvery month the property sits on the market, you are paying mortgage interest (or losing investment returns), council tax, buildings insurance, utility costs, and maintenance. Over a 5-month estate agent sale, holding costs on a typical property can easily reach 5,000 to 10,000 pounds. This is the hidden cost that makes a quick cash sale far more competitive than the headline figures suggest.
Property clearance
£500 - £3,000For inherited properties, the cost of clearing the house of furniture, personal belongings, and accumulated items is often significant. Professional clearance companies charge based on the volume of items and whether anything needs specialist disposal. A cash buyer like HouseBought4Cash will purchase the property without requiring a clearance.
Specialist insurance for empty properties
£300 - £800 per yearStandard home insurance policies typically do not cover properties that have been unoccupied for more than 30 to 60 days. If an inherited property is empty while you wait for it to sell, you may need specialist empty property insurance, which is considerably more expensive than standard cover.
Inherited Property
Why a cash buyer is cheapest and fastest for inherited property
Inherited properties come with unique costs and pressures that make a zero-fee, fast cash sale the most financially sensible option in most cases.
No clearance or repair costs
Inherited properties often need clearing, cleaning, and repairing before they can be listed on the open market. A professional house clearance can cost 500 to 3,000 pounds, and repairs to bring the property up to a saleable standard can run into the tens of thousands. A cash buyer purchases the property as it stands, in any condition, with no clearance required. This alone can save thousands of pounds.
No holding costs on an empty property
While an inherited property sits on the market waiting for a buyer, the estate is responsible for council tax, buildings insurance (often specialist empty property cover at premium rates), utility costs, and general maintenance. Over a typical 5-month estate agent sale, these holding costs can reach 3,000 to 8,000 pounds. A cash sale completing in 7 to 28 days eliminates almost all of these costs.
No risk of failed sales and wasted costs
Roughly one in three sales agreed through estate agents fall through before completion. Each failed sale costs you months of holding costs, plus the emotional toll of starting the process again. With a cash buyer, there is no chain, no mortgage dependency, and no risk of the buyer pulling out. The certainty of completion means you do not waste money on a sale that never happens.
Zero fees means maximum proceeds for beneficiaries
When an estate is being divided among multiple beneficiaries, every pound counts. Estate agent commission of 1% to 3% plus VAT, plus conveyancing fees, plus EPC costs, can easily take 5,000 to 10,000 pounds out of the estate. With HouseBought4Cash, there are zero fees and zero deductions. The full cash offer goes directly to the estate, maximising the amount available for distribution among beneficiaries.
Probate expertise saves time and money
HouseBought4Cash specialises in inherited and probate properties. We understand the legal requirements, the typical timelines, and the complications that can arise. We can prepare everything before probate is granted and complete within days of the grant being issued. This specialist knowledge avoids the costly delays and mistakes that occur when sellers use agents or methods that lack probate experience.
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Frequently Asked Questions
Common questions about selling costs
Straightforward answers to the questions homeowners ask most often about the cost of selling a house in the UK.
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